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Malta Permanent Residency

Investment from

€ 169 000

Time to Permanent Residency

4 weeks

Visa Free Travel to

EU Schengen Countries

Why Malta Stands Apart

Tucked in the heart of the Mediterranean, Malta is one of Europe’s best-kept secrets, a sovereign island nation that joined the European Union in 2004 and became part of the Schengen Area in 2007. What makes Malta truly distinctive isn’t just its sun-drenched coastlines or its warm, English-speaking culture. It’s the rare combination of political stability, a robust legal framework rooted in British tradition, a thriving international business environment, and a residency programme that genuinely delivers on its promises.

The Malta Permanent Residence Programme (MPRP), governed under Legal Notice 121 of 2021 and comprehensively updated through Legal Notice 146 of 2025, is Malta’s flagship investment-based residency initiative. Administered by Residency Malta Agency, it grants non-EU nationals and their families the right to live in Malta indefinitely, on the basis of a straightforward, one-time qualifying investment.

No annual renewal headaches. No minimum stay obligations. Just a lifetime status, refreshed on a simple five-year card cycle.

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Visa-free travel across all 27 Schengen countries
No minimum stay obligation
Citizenship after 5 years
Covers 4 generations of family

Process of obtaining Malta Permanent Residency

1. Engage a Licensed
Applications must be submitted through a Residency Malta-licensed agent. Bulvar Global guides this process from the very first conversation.
2. Preliminary Due Diligence
A compliance review confirms eligibility and identifies any issues before formal submission, protecting your time and investment.
3. Temporary Residence Permit Issued
New since July 2025. From the moment your application is submitted, you receive a one-year Temporary Residence Permit within approximately four weeks. Biometrics are taken in Malta. You can begin living and travelling on Maltese residency rights immediately.
4. Formal MPRP Application Submitted to Residency Malta Agency
The full file is lodged with Residency Malta Agency. Processing begins. Approximately 10% of applications are declined, the programme maintains some of Europe's strictest integrity standards, which is why our pre-submission diligence matters.
5. Approval in Principle
Once the in-principle letter is issued, the remaining €45,000 administrative fee is paid, the €37,000 government contribution is settled, the €2,000 NGO donation is made, and the qualifying property is purchased or leased.
6. Biometrics and Permanent Residency Card Issued
Applicants travel to Malta for biometric data collection. Permanent residency cards are issued — valid for life, simply renewed every five years with minimal formality.

Find the Investment Path that Suits You Best

Renting real estate
Investment from
€169 000+

Minimum Annual Lease

€14,000 per annum — anywhere in Malta or Gozo. Subletting permitted after 5 years.

Government Contribution

€37,000

Administration Fee

€60,000 main applicant (€15,000 on submission + €45,000 after Approval in Principle).

NGO Donation

€2,000 one-time to a Residency Malta-approved NGO

Eligibility Criteria

  • Age: 18+ with a clean legal record
  • Non-EU / Non-EEA / Non-Swiss nationality
  • Financial standing:
    • Option A: €500,000 in assets (min. €150,000 liquid)
    • Option B: €650,000 in assets (min. €75,000 liquid)
      Mandatory EU-wide health insurance (min. €30,000 p.a.)
      Pass Residency Malta Agency due diligence

       

Documentation Checklist

Passport, photos, CV, KYC form, police clearances, medical report, signed lease agreement, proof of funds, source-of-wealth evidence, health insurance certificate.

Real Estate Invest
Investment from
€474,000+

Minimum Investment

€375,000 in real estate. Held minimum 5 years. Can be rented out while you are absent.

Government Contribution:

€37,000

Administration Fee

€60,000 main applicant (€15,000 on submission + €45,000 after Approval in Principle).

NGO Donation

€2,000 one-time to a Malta-registered NGO approved by Residency Malta Agency.

Eligibility Criteria

  • Age: 18+ with a clean legal record
  • Non-EU / Non-EEA / Non-Swiss nationality
  • Financial standing
    • Option A: €500,000 in assets (min. €150,000 liquid)
    • Option B: €650,000 in assets (min. €75,000 liquid)
      Health insurance covering minimum €30,000 p.a. EU-wide
      Pass Residency Malta Agency due diligence

       

Documentation Checklist:

Passport, photos, CV, KYC form, police clearance from country of nationality and every country of residence (6+ months) over the past 10 years, medical report, proof of property purchase, proof of funds, source-of-wealth evidence, health insurance certificate.

Additional Family Members
Investment from
€7,500

Eligible Family Members

  • Spouse / partner — included
  • Children under 18 — included
  • Adult children under 29 (unmarried, dependent) — included at €7,500 each
  • Parents and in-laws — included at €7,500 each
  • Grandparents — included at €7,500 each
  • Step-parents — included at €7,500 each
  • Disabled adult children (no age limit) — included

Eligibility
All dependants must be financially dependent on the main applicant and pass individual due diligence (police clearance and medical for all over 14).

Flat-fee pricing with no Hidden fees
Complete case management
Backed by strong legal team

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Why Do we Recommend Malta?

EU & Schengen member: Full freedom of movement across 27 countries
No minimum stay required: Keep your life wherever it is
Lifetime residency: The only programme of its kind in Europe
Favourable remittance-based tax: No inheritance, wealth, or overseas capital gains tax
English is an official language: British-standard education and law
Is Malta Right for You? Let’s Discuss!

Properties for residency programs

No properties found.

Malta VS other European Golden Visa terms

 

Lativa

Lowest investment amount in EU
with requirement from only
€50,000

Investment: €50,000+
Obtainment Period: 3+ months
Type: Golden Visa, RP 5 years
Time to citizenship: 10 years

Greece

Both higher investment amount
and longer obtainment period

Investment: €250,000+
Obtainment Period: 4+ months
Type: Golden Visa, RP 5 years
Time to citizenship: 7 years

Portugal

Both higher investment amount
and longer obtainment period

Investment:  €250,000+
Obtainment Period: 12+ months
Type: Golden Visa, RP 2 years
Time to citizenship: 5 years

Malta Flag

Malta

Why Malta Stands Apart

  • Investment: € 169 000
  • Obtainment Period: 6+ months
  • Type: Golden Visa, PR
  • Time to citizenship: 5 years
Book free consultancy for Malta Permanent Residency

Read more about Malta Permanent Residency

 

Frequently Asked Question

What is the minimum investment required for the Malta MPRP?
The minimum total cost is approximately €110,000 in fees and contributions, plus either a property lease of €14,000 per annum or a property purchase of €375,000 (held for at least five years).
Can my family also get residency through the MPRP?
Yes — and uniquely, the MPRP covers up to four generations in a single application: spouse, children, parents, in-laws, grandparents, and step-parents. Spouses and minor children are included at no extra contribution; other adult dependants are added at €7,500 per person.
How long does the approval process take?
Approval in Principle is typically issued within 6–12 months of formal submission. Since July 2025, however, applicants receive a one-year Temporary Residence Permit within approximately four weeks of submission — meaning families can begin living and travelling on Maltese residency rights almost immediately.
Do I need to live full-time in Malta after getting permanent residency?
No. There is no minimum stay obligation. You can keep your life wherever it is and still hold the full mobility of EU residency. The card is renewed every five years with minimal formality.
Which nationalities are not eligible?
The MPRP is open exclusively to non-EU, non-EEA, and non-Swiss nationals. Nationals of (or with close ties to) Afghanistan, Belarus, DR Congo, Iran, North Korea, Russia, Somalia, South Sudan, Sudan, Venezuela, and Yemen are currently ineligible.
What are the financial requirements aside from the investment?
Applicants must demonstrate one of two asset thresholds: Option A — assets of at least €500,000, of which a minimum €150,000 must be in liquid financial assets; Option B — total assets of €650,000, with a minimum €75,000 in financial assets. All beneficiaries must hold health insurance covering a minimum of €30,000 per annum EU-wide.

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